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Personal Loans

Get a personal loan tailored to your specific needs

The right loan can make all the difference. It can get you a more reliable vehicle, a weekend toy to get away, financing to take on that long-awaited house project or money that can serve as a safety net during difficult times. When you borrow from KodaBank, you work with people who know this is more than just a transaction. We'll help you find the loan that fits your budget and goals with friendly assistance from experienced lenders.

  • Attractive rates
  • Flexible repayment terms
  • Easy application process

Auto Loans

Get the financing you need when purchasing a new or used car, truck, SUV or van. You can also work with us to refinance your current auto loan with another financial institution and possibly enjoy some significant savings.

RVs, ATVs & More

When it's time to get away and play, it's time for a loan from KodaBank. Flexible repayment terms help you find room in your monthly budget for a boat, snowmobile, motor home or other recreational vehicle, saving you more money for your adventures ahead.

Ready Reserve

Sometimes you lose track of your balance and you overdraw your checking account. It happens to everyone. But you don't have to deal with the declined transactions and fees. With a Ready Reserve, you have a backup line of credit that automatically fills the gap anytime you may need it. Stop in and visit with your loan officer to learn more.














KodaBank is a full-service financial institution with branches catering to customers in Northeast North Dakota and Northwest Minnesota. You can find those branches in Drayton, Grand Forks, Fargo, Neche, Walhalla, Minto, Hamilton, Cavalier, and Pembina, ND, and Bemidji, Kennedy, and Stephen, MN.
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Your Building Block For A Brighter Future

Start saving snow. Grow your savings at an exceptional rate with a Certificate of Deposit, and be financially ready for whatever tomorrow brings.

Personal CDs