a farmer walking through a wheat field

Agriculture

Home-grown financing for farmers and ranchers

For generations, agriculture has been the lifeblood of many North Dakota and Minnesota communities. Those who work the land have come to rely on KodaBank for affordable funding for farmland, equipment, livestock and more. Our experienced lending team will take the time to tailor loans to your specific needs, factoring in cash flow, seasonal revenue swings and overall financial circumstances.

Lines of Credit

A low-cost, revolving loan fund can help agricultural operations cover payroll, repair equipment, and purchase feed, seed and other supplies.

Ag Real Estate Loans

Whether you're looking to grow wheat, corn or soybeans - or acquire grazing land for livestock - we can help you purchase a farm or ranch or add acreage to your existing operation.

Farm Equipment & Livestock Loans

From tractors and harvesters to cattle and sheep, we offer funding for the machinery and livestock that are central to your operations. Competitive rates and flexible terms help you take that next step while keeping payments under control.

Outside Financing Sources

Our lenders also know how to leverage every available resource to meet your funding needs. In addition to our own agricultural loan programs, we help customers get loans through the Small Business Administration, the Federal Farm Service Agency and the Bank of North Dakota.














KodaBank is a full-service financial institution with branches catering to customers in Northeast North Dakota and Northwest Minnesota. You can find those branches in Drayton, Grand Forks, Fargo, Neche, Walhalla, Minto, Hamilton, Cavalier, and Pembina, ND, and Bemidji, Kennedy, and Stephen, MN.
a family of four walking through a field

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