Home-grown financing for farmers and ranchers
For generations, agriculture has been the lifeblood of many North Dakota and Minnesota communities. Those who work the land have come to rely on KodaBank for affordable funding for farmland, equipment, livestock and more. Our experienced lending team will take the time to tailor loans to your specific needs, factoring in cash flow, seasonal revenue swings and overall financial circumstances.
Lines of Credit
A low-cost, revolving loan fund can help agricultural operations cover payroll, repair equipment, and purchase feed, seed and other supplies.
Ag Real Estate Loans
Whether you're looking to grow wheat, corn or soybeans - or acquire grazing land for livestock - we can help you purchase a farm or ranch or add acreage to your existing operation.
Farm Equipment & Livestock Loans
From tractors and harvesters to cattle and sheep, we offer funding for the machinery and livestock that are central to your operations. Competitive rates and flexible terms help you take that next step while keeping payments under control.
Outside Financing Sources
Our lenders also know how to leverage every available resource to meet your funding needs. In addition to our own agricultural loan programs, we help customers get loans through the Small Business Administration, the Federal Farm Service Agency and the Bank of North Dakota.
KodaBank is a full-service financial institution with branches catering to customers in Northeast North Dakota and Northwest Minnesota. You can find those branches in Drayton, Grand Forks, Fargo, Neche, Walhalla, Minto, Hamilton, Cavalier, and Pembina, ND, and Bemidji, Kennedy, and Stephen, MN.
Your Building Block For A Brighter Future
Start saving snow. Grow your savings at an exceptional rate with a Certificate of Deposit, and be financially ready for whatever tomorrow brings.