person on farm using computer


KodaBank Certificates of Deposit 

Put The Money You've Earned Back To Work

KodaBank Certificates of Deposit (CDs) get you ready for what comes next.

In North Dakota and Minnesota, some businesses are booming. Others are still navigating road bumps on the road to success. One thing all entrepreneurs have in common – the focused pursuit of new revenue sources. KodaBank supports that process. Our various CDs generate investment-quality returns that can jump-start your next big project, save for future financial strain, or simply give your bottom line a nice boost.

  • Invest for anywhere from three months to five years 
  • Earn higher interest than you would on a traditional business savings account
  • Minimum deposit of $1,000
  • Tiered rate structure means that bigger balances can earn even higher returns

Amount of CD 3 Month Rate 6 Month Rate 12 Month Rate 24 Month Rate 36 Month Rate 48 Month Rate 60 Month Rate
$1,000-$24,999* 4.00% 4.00% 3.85% 3.50% 3.50% 3.50% 3.75%
$25,000-$99,999* 4.10% 4.10% 3.95% 3.60% 3.60% 3.60% 3.85%
$100,000 and over* 4.20% 4.20% 4.05% 3.70% 3.70% 3.70% 3.95%
  • $2,500 minimum opening deposit
  • New money only 
  • $2,500 minimum opening deposit
  • New money only 

Rates Effective June 1, 2024
*A penalty may be imposed for early withdrawal   

Agricultural Loans

For farm operating, equipment financing, or farm real estate loans, you'll appreciate the experience of our KodaBank ag lenders!

Loan Options

two chairs on a dock

Online Banking

Online banking makes checking your account details quick and easy.

About Online Banking