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Personal Checking

Find the right checking account for your lifestyle

When it comes to food, music and movies, everyone has different tastes. The same goes for checking accounts. That's why at KodaBank we don't believe in the one-size-fits-all approach. Whether you want a $0 monthly fee or to earn interest on your deposits, we have an account you can feel good about. Our checking accounts include these features:
 
  • Free Online Banking and Mobile App
  • Free Visa Debit Card
  • Access to surcharge-free ATMs at KodaBank locations
  KodaFree Checking
  • No monthly service charge
  • $100 minimum opening balance requirement
  • Requires Online Banking &  e-Statements
KodaPlus Checking
  • $100 minimum opening balance requirement
  • Paper statement with images
  • Complimentary first box of checks 
  • $3.99 monthly service charge
Koda Interest Checking
  • Earn interest on your deposits 
  • $750 minimum opening and daily balance
  • Paper statement with images
  • Complimentary first box of checks
  • $10 monthly service charge if daily balance not met
Money Market Checking
  • Pays higher rates than Koda Interest Checking or regular savings accounts
  • Tiered rate structure means bigger balances can earn more money
  • $1,000 minimum opening and daily balance
  • $10 monthly service charge if daily balance not met
 
 
 
 
 
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CDs & IRAs

Learn how these options can help you save for retirement.

CDs & IRAs

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Our Story

Since 1881, our people have provided professional banking services to individuals, farms and small businesses in our region.

More About Us