person on farm using computer


That money you've earned? Put it back to work.

In North Dakota and Minnesota, some businesses are booming. Others are still traveling that long road to success. One thing everyone has in common - the pursuit of new revenue sources. That's where KodaBank comes in. Our various CDs generate investment-quality returns that can jump-start your next big project or simply give your bottom line a nice boost.

  • Invest for anywhere from three months to five years
  • Earn higher interest than you would on a traditional business savings account
  • Minimum deposit of $1,000
  • Tiered rate structure means that bigger balances can earn even higher returns
Amount of CD 3 Month Rate 6 Month Rate 12 Month Rate 24 Month Rate 36 Month Rate 48 Month Rate 60 Month Rate
$1,000-$24,999* 1.00% 1.25% 1.85% 2.00% 2.20% 2.50% 2.75%
$25,000-$99,999* 1.05% 1.35% 1.95% 2.10% 2.30% 2.60% 2.85%
$100,000 and over* 1.10% 1.45% 2.05% 2.20% 2.40% 2.70% 2.95%


  • $2,500 minimum opening deposit - new money only

Rates Effective November 22, 2022
*A penalty may be imposed for early withdrawal 

Agricultural Loans

For farm operating, equipment financing, or farm real estate loans, you'll appreciate the experience of our KodaBank ag lenders!

Loan Options

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Online Banking

Online banking makes checking your account details quick and easy.

About Online Banking